Almost every business person and homeowner is covered by
insurance for fires, theft, wind damage, flood damage, casualties, and
other perils - yet most insureds have little knowledge of the
technical language - you may have seen items in your policy such
as; actual cash value, ACV, replacement cost, co-insurance
cause, estoppel, named perils, all physical risk, exclusions,
reservation of rights, non-waiver agreements, sworn proofs of
loss, acts of God ...
Most insureds also fail to
understand the complicated
procedures a policyholder must go through to present and
conclude their claims.
In most cases, the adjuster for the insurance company promises
that he will take care of everything and the policyholder will
be reimbursed for damages, etc. However, these adjusters represent the
insurance company, not you, the policyholder, and that you the
insured, are responsible for preparing, presenting and
documenting your claims.
with only your policy book in hand, the average home or business
is at great disadvantage when it comes down to arguing coverage
issues, policy provisions and other details. The insurance
company's adjuster knows the "INs"
and "OUTs" of your policy and protects his company's
Action Adjustment Service protects your interests.